Reference

Understand Your 2zero23 Account Agreement

These terms set out exactly what you agree to when you open and use your 2zero23 account — from how deposits via UPI, Paytm and PhonePe are handled…

Account eligibility depends on local lawUPI, Paytm & PhonePe conduct rulesDispute and appeal processData handling commitmentsAccount suspension conditions
2zero23 Understand Your 2zero23 Account Agreement
TERMS CONTACT PATHS

Reach Us About These Terms

If a clause in these terms is unclear, or if you need to raise a formal dispute, our support team is available around the clock.

Live Chat Open the chat widget from any page on 2zero23. Our agents handle terms queries, account-access questions, and payment conduct disputes directly in the chat window, 24 hours a day.
Email Support Write to our legal and compliance address for formal terms disputes, account suspension appeals, or data-handling requests. We respond within 48 hours on business days.
Help Centre Our self-serve help centre hosts plain-language summaries of each clause in these terms, along with step-by-step instructions for raising a dispute or requesting account data.
HOW WE PROTECT YOUR ACCOUNT

Explore How We Uphold These Terms

Every commitment in these terms is backed by concrete practices inside 2zero23. From the moment you open your account to each withdrawal you request, we follow documented procedures designed to keep your…

Data Handling

We collect only the account data needed to verify your identity and process transactions. Your UPI, Paytm, or PhonePe details are never stored in plain text and are never shared with third parties outside our payment-processing chain.

Cookie Policy

We use session cookies to keep you logged in and analytics cookies to understand how pages are used. You can adjust cookie preferences from your browser at any time; functional cookies are required for the account wallet and lobby to operate correctly.

Account Security

All account logins are protected by two-factor verification. Suspicious login attempts trigger an automatic hold and an alert to your registered email before any session is allowed to proceed.

Data Retention

We retain your account records, transaction logs, and correspondence for the period required by applicable law. Once that retention window closes, data is securely deleted from our systems according to our internal data-lifecycle policy.

Requesting Changes

You may request a correction, export, or deletion of your personal data at any time by contacting us via email. We process all such requests within 30 days and confirm completion in writing to your registered address.

Who to Contact

For all terms, privacy, or data-related matters, write to our designated compliance contact. Their details are listed in the help centre. For urgent account-suspension appeals, use live chat to flag the case for priority review.

Switch Between Common Terms Queries

These questions cover the situations our account holders ask about most when reading the terms. If your question is not listed here, our live chat team can walk you through the relevant clause in plain language.

These terms apply to anyone who opens an account on 2zero23. Access is available where local law permits, and by completing registration you confirm that using the platform is lawful in your jurisdiction.

We will always notify you by email before any material change takes effect. Minor clarifications may be updated without advance notice, but we will mark the revision date at the top of the terms page so you can check what changed.

A breach may result in a temporary hold or permanent closure of your account, depending on severity. We will email you with the specific reason and give you an opportunity to appeal through our compliance team before a final decision is made.

All deposits and withdrawals via UPI, Paytm, or PhonePe must be made from an account registered in your own name. Transfers from third-party accounts are not permitted and will be returned, which can delay your withdrawal timeline.

Email our compliance contact with your account username and a description of the data you need. We will prepare a full export and send it to your registered email within 30 days of receiving your request.

Disputes are handled under the law of the jurisdiction specified in our full terms document. If you are based in India and access is permitted under local law, our support team can direct you to the relevant clause and help you initiate a formal dispute.

We retain records for the period required by applicable law after account closure. Once that period ends, all personal data is securely deleted. You will receive a written confirmation when deletion is complete, if you request one.